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What Is the Cost of Child Care?
Looking for someone to take care of your little one is hard work. Finding the right person to trust is even harder. You only want the best for your loved one and a child care provider can provide a safe, warm and nurturing environment. And in this modern world where finances are tight, it is imperative to know the childcare costs to help you plan for the extra expenses.
Where you live
Child care varies from city to city. Therefore, your geographic location is the number one factor in determining the cost of childcare. Rates are based on a city’s cost of living, population, annual wage income, unemployment rate, and modernity. The states with the lowest child care costs are Alabama, Idaho, North Dakota, South Carolina, and Texas. While the states with very high child care costs are California, Illinois, Maryland, Minnesota, New York, Pennsylvania, Washington DC, and Wisconsin.
The age of a toddler
Age is another consideration. Child care costs for babies 0-11 months are more affordable since less work is required with a child care provider. All the caregiver has to do is feed, bathe, change diapers and put the baby to sleep. For toddlers 1-4 years old or those in their preschool years, the cost is higher. At this stage, caring for children is a bigger obligation since caregivers have to prepare meals, help with homework for your little one, and stay up late to wait for you to come home. Also, it is not an easy task to chase after a hyperactive child and manage other household chores at the same time.
Whether the person caring for your little one is an in-home or out-of-home babysitter, an institution or a loved one, the hours dedicated to your little one’s care are scrupulously respected. Some providers may have a fixed salary while others do not. This depends on the schedule agreed between the parents and the service provider.
The type of child care provider
The cost of daycare always depends on where you live and the quality of the daycare. In most cases, daycare costs between $10 and $40 per hour. As it is a professional center, you not only pay for the services of the caregivers, but you also pay for the running costs and the reliability of the daycare.
Typically, infant and toddler daycare centers are very expensive, as children of this age require more hands-on care and individual attention. In addition, a daycare accepts 25 to 30 children in a single class, which requires more caregivers. The average daycare fee ranges from $975 to $2,000 per month.
Preschool child care centers are technically weaker because toddlers are more independent. Childcare costs are between $333 and $1,000 per month.
A family daycare is located in the neighborhood, which makes the rates more affordable. This childcare provider is a smaller facility than a daycare, so a maximum of 7 children are accepted and only 2 caregivers are employed. The average cost ranges from $300 per month. However, for a licensed home daycare, standard rates can go up to $1,500 to $2,000 per month.
This type of caregiver is tricky because you don’t want to offend your loved one by paying for their services. Basically, you have to pay for relative care. But if she refuses to accept your payment, the childcare costs are free. In most cases, a parent is more willing to accept any sign of appreciation. For example, gift certificates for her favorite boutique, salon or spa, movie or Broadway passes, grocery baskets or even a simple thank you card will do the trick. Giving him a day off once a week is also a good thing.
Childcare is the most expensive childcare service. Under US government law, a nanny is a legal employee and you are her employer. If she is a full-time nanny and lives with your family, a typical salary ranges from $400 to $700 per week. The salary for a part-time or outside nanny averages between $350 and $650 per week. In addition to his monthly salary, you have to pay his taxes, health insurance, annual leave, sick days, and even open a bank account for financial assistance.
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