Do I Need Dental Insurance For My 1 Year Old Good News For Americans – The Health Care Reform Bill

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Good News For Americans – The Health Care Reform Bill

In a time of daunting economic hardship, health and dental insurance can be very difficult to obtain from US health brokers, let alone maintain, due to high premiums or ongoing treatment for certain medical conditions. With chronic conditions, even deductibles can spell financial disaster. America’s health brokers are not to blame, as the nature of a private business is to succeed with financial gain, but the rising costs of medical expenses have made it increasingly difficult to maintain an affordable premium. The health care reform bill offers a solution to health insurance plans that ease the burden for both the individual and America’s health care brokers.

dental health

The health care reform bill states that by 2014, all Americans will be required to obtain health insurance (which includes a dental plan). With an increasing number of individuals who will actually be able to receive treatment, the demand on the ground will increase. In order to counter this problem, funding will be available for people in the field to improve their skills and education. The result will be more dentists to treat the large number of people who need dental care. Funding will also be provided to US health brokers for preventative treatment, reducing long-term costs of care.

medical health

Although US health brokers have a new pool of competition, some aspects of the bill will clearly favor the individual. Annual Caps – Rather than capping the amount of funds paid out by insurance, the Health Care Reform Act proposes annual caps. Continuing care insurance will cover sick people, even in the event of job loss. Those with a pre-existing condition cannot be denied an individual health plan.

Other benefits

One of the most important factors of the health care reform bill is that most American citizens will have an individual medical insurance plan. According to a survey, estimates showed that in 2010 there were nearly 50 million people in the United States without personal medical coverage. By 2014, almost all US citizens will have either some form of inexpensive health insurance coverage (via an exchange) or benefits through an employer. US health brokers will have many opportunities to diversify their packages: health insurance for small businesses, health insurance for individuals, cheap health coverage (via the exchange), group insurance plans and health insurance plans. business. The new market for health brokers will clearly be individuals who fall between 1.3 and 4 times the poverty line (which is estimated at $22,000 for a family of four).

Planning a new shift in health care is not a simple task. There will be many adjustments of the whole structure of all aspects of medical treatment: employers, employees, insurance companies, doctors, administrators and the whole population. American health workers will have new rules to follow, but they will also get help that was not there before from the government. The idea is simple: there is no bad news in the fact that all Americans will be able to afford health insurance. Working together is an old tradition that will soon become the symbol of American health care.

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