Number Of Infants Who Die Before Age 1 Year Old Life Insurance Corporation: A Review of Children Policies

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Life Insurance Corporation: A Review of Children Policies

Introduction:

Life Insurance Corporation is the largest policy maker in India under the control of the Government of India. Insurance is a contract that undertakes to pay an amount to the person (or an authorized person) in the event of the occurrence of the insurance deed. LIC offers a wide range of policies across a wide interval and customer group. Life insurance in India started more than a hundred years ago. LIC has been the decision maker for over a hundred years. All ages can make politics, but the elderly and children enjoy the best benefits.

Policy for children:

The child insurance policies offered by LIC are by far the best compared to any other insurance organization. These policies are versatile and you can adapt them to your needs. All these policies have a similar layout. You can start the policy before the child turns 12 and choose the age limit. The range starts between the ages of 18-25, according to your child’s career plan. Currently, LIC offers two packages for children.

The new child benefit repayment plan:

The New Child Benefit Repayment Plan is a non-linked, participating, individual life insurance repayment plan. Comes with a caption children grow up very fast. This plan offers all three benefits of death, survival and maturity.

Death benefits include an amount payable in the event of premature death. Survival benefits include payments at regular intervals, while maturity benefits include the entire policy amount and maturity benefits. Survival benefits make this plan suitable for your child’s education, marriage and other activities. The survivorship grant includes a fixed 20% payment on each anniversary of the program. You will also get the participation profit determined by LIC for the quarter. You can choose from a variety of survivor and death benefits. That’s what makes it best child insurance plan is lic.

You can pay in installments monthly, quarterly, semi-annually or annually. The minimum amount is Rs 1,00,000 and there is no limit on the maximum.

The Jeevan Tarun Plan:

Jeevan Tarun plan is an exclusive plan for your child’s education expenses. This package provides all four benefits of the above plan, but with different rates and options for each benefit. The minimum graduation age is 20 years and the survival grant options are more oriented towards the educational perspective.

This plan offers four options each for survival and maturity benefits, making it more versatile. You can choose the percentage of survival and maturity benefits. Chances of survival are zero, 5%, 10% and 15% per year. Similarly, options for maturity benefits are 100%, 75%, 50% and 25%. This is what makes this policy the best lic policy for your child’s future.

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