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Top Ten Money Saving Tips For Mums
1. Check your benefits and claim everything you have:
It’s so easy to overlook the benefits available to you that you may be entitled to because time constraints at home may seem to increase as you settle into your new role as a mother or managing your family. A good website is called EntitledTo. This will give you a form to fill out to see what you can claim.
Other useful sites include childcare voucher schemes, Healthy Start vouchers which give you £3 per child each week to redeem for fresh milk, fruit and veg and the £190 Money4Mum2be government grant which you can spend on anything.
2. Make your own cleaning products directly from the pantry
White vinegar Dissolves: dirt, soap scum, hard water
Cleans everything from floors to countertops, gentle enough for hard floors and the odor disappears when it dries, so your home won’t smell like lettuce.
Cleaning solution: Mix in a spray bottle
- 1 cup white vinegar
- 1 cup of water
Undiluted white vinegar
- Suitable for hard water and stains
- Rubbing the inside of the toilet bowl
Baking soda
- Mildly abrasive and natural deodorizer.
- Great for dirty bathtubs – sprinkle a little on a damp sponge
- Great for removing food residue from the sink
Furniture polish recipe: Mix in a spray bottle
- 1 cup olive oil
- 1/2 cup lemon juice
The lemon cuts through the dirt and the oil gives the wood a nice shine.
3. Budget and plan your weekly shopping, love your leftovers and practice portion control
- Use the weekly planner or make your own to keep up to date with your Shopping List and your meals
- BOGOF doesn’t necessarily mean it will save you money – only buy these items if you know you will use them – remember – The deal is only good if you really need it!
- A website called LoveFoodHateWaste is the perfect resource for great leftover recipes and a portion counter
- Organize your kitchen cabinets with storage jars so you can see what you’re running out of
- Buy seasonal and loose fruit and vegetables – make sure you don’t buy too much unless your family are fruit fanatics as they spoil and have to be thrown away
4. Working mothers packed lunch
There’s a new craze in town and it’s known as Al’ Desko – yep, you got it, you eat a packed lunch at your desk. Goodbye soggy ham, cheese and tomato sandwiches and “hello” hummus and roasted veggie tortillas!
Plan your packed lunch around leftover evening meals and store cupboard supplies.
5. Make money from old cell phones
Trading in your old unused phones can bring you some extra cash on the side while you clean out your electronics pile.
Check out the following companies:
- Fonebank
- Mazuma mobile phone
- Envirofone
There is also a charity called Stepping Stones Nigeria that helps abandoned children. As an alternative method of donation, you can send your old phones.
6. Join a toy library to cut the cost of new toys
Why spend a fortune on brand new toys when you can join the toy library, meet other parents in the group and take a much needed coffee break while your little one plays.
Search Google for your local toy library. It’s a really good way to make friends and you can borrow toys for as little as £0.50 for 2-4 weeks.
7. Bookworm? Exchange your book – don’t buy
If you are not a member of the library and have a full bookshelf at home, why not exchange your unwanted books online for ones you haven’t read.
They can join freely:
- ReadItSwapIt
- BookHopper
- Title Merchant
- Swapitshop
8. Cancel unused memberships and subscriptions
Do you go to the gym every week, do you watch all the channels on the sky, do you really use up all the minutes on your mobile tariff? Go through your direct debits and monthly expenses and leave out anything you don’t get maximum use for.
You can freeze memberships if you are not willing to cancel completely and consider combining mobile phone, home phone and internet into one cheaper package.
9. Give up unhealthy habits and switch to the occasional treat
Need an excuse to get out of your naughty habits? Smoker? Junk food / take away / prepared meals? Maybe it’s a bottle of wine in the evening with a meal. The credit crunch gives people motivation to get their finances in order, use this challenging time to get your health and finances in order. Quitting smoking will save you money every week, which you can afford to treat yourself or your children, such as a fortnightly trip to the movies (don’t forget to bring your own sweets and drinks) or a relaxing massage for you. once a month.
10. One mother’s trash is another mother’s treasure
Do you have a big clearance and throw away things that might be useful to someone else? So why not sell it online or take part in a car boot sale and sell all the unwanted items. Think of all the things you could put the extra money towards.
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